Glasses, a necessary evil in many cases. Expensive to buy and easy to break. But when you need glasses for your work, for driving or for reading you really can’t go a day without them. It’s important to insure your glasses to prevent any nasty surprise bills.
As part of your home insurance policy from HomeProtect, the contents insurance part of your policy covers your glasses and prescription sunglasses for damage and theft from within the home.
Cover away from the home
To be insured for damage to your glasses away from the home and theft of your spectacles away from the home, simply include the value of your glasses in the total amount to be insured under general possessions cover, when you get your online quote.
You can also opt for accidental damage cover which will cover you if you sit on your glasses and break the glasses frames, or your toddler knocks your spectacles off your face, then you’re going to need help getting them repaired or replaced quickly so you can get on with your life.
Our Claims team work hard to turn around claims very quickly. There’s only a £100 compulsory excess applied to the policy, meaning that the first £100 of your new or repaired pair of glasses is paid by you, but the rest is covered by the home insurance policy.
Frequently asked questions
I want to insure my glasses, will they be insured against accidental damage?
Not as standard no, but you can opt to add accidental damage cover for your contents insurance which will include accidental damage to your spectacles. Note that, in the case of making a claim, as with all insurance policies, there will be an excess to pay. Read about the excesses in the Policy Booklet.
Are my glasses covered by contents insurance?
Yes. However if the glasses/spectacles are worth more than £1,500, and if you need cover away from the home you will need to list them separately as high value items.
Can I claim if I sit on my glasses?
Yes, if you purchased Accidental damage cover for your contents insurance.
Can I claim if my pet damaged my glasses?
No, sorry but you are not insured for damage to your contents caused by your pets.
Can I claim if my glasses are stolen?
Yes, the policy covers you for theft of your glasses from the home. If they were stolen away from the home, you can claim for this if you had included the value of the glasses in your General possessions cover when you bought the policy.
Find out how much your contents insurance with glasses cover would costGet a quote
One phone call, I explained the claim and it was agreed within minutes, then the money was in my bank 48hrs later, what more could you ask for, great service Friday, 23 June 2017
We contacted HomeProtect after having problems with our other insurance company. We looked on line first and they come up with HomeProtect so we contacted them and from the start they were very helpful and we took out our insurance. Also at Christmas they did a insurance so it covered our Christmas presents which was a surprise and an excellent idea. We would recommend them to anyone. Excellent service. Trustpilot, 1 March 2017
I was able to select the best cover with the specifics I needed and got a good price. I would definitely recommend it to family and friends. Happy with the service and the fact that all my documents are available online whenever I require them. Review Centre, 8 May 2017
I needed to review my home insurance and found you through the internet. The application form was easy to use and did not take long to complete. The price was very competitive and I managed to save over £170. Thank you. Trustpilot, 25 July 2017