Jewellery is often an item given as a gift or inherited, and because of that it usually has a high price tag as well as sentimental value. If an item of jewellery is stolen or damaged, then we can help you cover the financial loss.
We understand that your jewellery collection can change in value too, so it’s important to have high value items properly assessed by a jeweller. This will enable you to request the right level of insurance. With items of this nature, security is crucial. Jewellery should be stored in a secure place, preferably a safe for particularly expensive items or collections.
Insurance for high risk jewellery
High risk items like jewellery need to be named on your policy. A HomeProtect policy has a claim limit for individual items at £1,500. Therefore, you need to specify items with a value that exceeds this so that you are not underinsured and left disappointed in the event of a claim. Bear in mind that any reimbursement will be minus your excess.
When you buy a HomeProtect contents insurance policy you will be able to include a total value of the items you carry overseas. Our worldwide cover will protect your jewellery in the event of theft or accidental damage whilst you’re abroad. If you acquire new pieces of jewellery throughout the policy year, it’s quick and easy to add them to your cover.