You don’t need vehicle insurance for a mobility scooter or powered wheelchair, but such a valuable aspect of your day-to-day activities should be covered against theft and damage.
Mobility scooter and powered wheelchairs come in two categories:
- Class 2 invalid carriages which are pavement only and have a max speed of 4mph
- Class 3 invalid carriages which can be used on the roads and have a max speed of 8mph
HomeProtect can insure Class 2 scooters only.
With a home insurance policy from HomeProtect you can insure your mobility scooter as part of your home contents cover. Our standard policy includes cover for damage and theft.
Unless specified, £1,500 is the claim limit amount that your scooter will be insured for. Any mobility vehicles worth more than that must be specified individually to be covered up to its true replacement value.
Should you lose or damage your keys then we will cover the cost of replacing them, or will make good on any locksmith charges, so long as you have Lost Key Cover included in your policy. Public liability insurance up to £5 million included as standard.