Boiler Insurance

Get peace of mind and coverage for your boiler, included in our Full Home Emergency Cover

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Your boiler is pretty important to your home, especially over the colder months – it brings you warmth and comfort, so when things go wrong it can cause a bit of a problem. Boiler insurance will fund the cost of repairs and labour.

Boiler and central heating cover is included in HomeProtect’s Full Home Emergency Cover add-on. 

Is home emergency cover worth it?

Boiler breakdowns and central heating malfunctions can happen at the most inconvenient of times, and there’s nothing worse than being left in the cold. With emergency cover, you have the peace of mind that you will be protected around the clock – meaning should the worst happen, a trained engineer will be there to see to the problem at the earliest possible time. 

Electric and gas boiler cover

HomeProtect’s Full Home Emergency Cover is suitable for homes with electric or gas boilers. Unlike gas boilers, electric boilers don’t have as many mechanical parts running them, so they generally take less maintenance. 

What is covered?

  • Emergency repairs to boiler and central heating system

  • Up to £500 per claim

  • Access to 24/7 helpline

  • Overnight accommodation should your property become uninhabitable, with cover up to £250 depending on your policy. 

What’s not covered?

The costs (or any contribution towards the costs) of replacing a boiler if:

  • It cannot be repaired; or
  • The appliance is beyond economic repair (i.e. the cost of repairing the appliance is more than the cost of replacing it); or
  • Repairs will cost more than £500.

Do I need to service my boiler regularly?

It is a condition of our policy that you carry out any inspections or services in accordance with the manufacturer’s instructions (e.g. arrange an annual service). Doing so will also reduce the likelihood of an emergency situation occurring.

Boiler insurance FAQs

What if my boiler can’t be fixed?

While your assigned engineer will do their best to get your boiler or heating up and running again as soon as possible, in some circumstances it may be beyond safe repair. In this case, unfortunately, we cannot offer a contribution towards the cost of a replacement boiler.

What if my boiler system is old?

We have no age limit on boilers. However we do require you to carry out any inspections or services in accordance with the manufacturer’s instructions (e.g. arrange an annual service).

How many callouts can I make?

There is no limit on how many callouts you can make but there is a limit of £500 for each emergency claim (call-out charges, parts, materials, labour and VAT)


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