There are two main types of home insurance that homeowners take out. Buildings insurance insures your property and if you have a mortgage, then it’s usually mandatory to have buildings insurance in place. In order to get cover, you need to know the rebuild cost of your home. You may also want to take out contents insurance to protect your furniture and personal possessions.
HomeProtect can provide you with online quotes for buildings insurance, contents insurance, or a combined policy. Our homeowner insurance is designed to be as flexible as possible, so you can tailor the cover levels to meet your needs.
If you purchased the property in the last 5 years your homebuyers survey may include the rebuild cost. However if you purchased the property more than 5 years ago you will need to get an up to date assessment.
If your home is of standard construction (normally brick walls and tile roof), not a listed building and not built before 1720 you can use the free online BCIS Rebuild calculator.
If your home is built with non-standard construction materials, or it’s a Listed Building or it was built before 1720, you will need to consult a Chartered surveyor to provide you with an accurate rebuild cost.
Get a quick and easy quote online, start here. Or you can phone our friendly team on 0330 660 1000.