Finding suitable home insurance for your large property can be tricky, often requiring long phone calls and visits to an insurance broker.
Our customers say that buying home insurance for their large homes and valuables is a refreshing change. As with HomeProtect it’s quick and easy to get a quote online anytime.
With HomeProtect you can specify and cover every individual valuable in your home at today’s prices, giving you peace of mind that if the worst should happen then you know that your valuables and high risk items are fully insured for the correct amount. This avoids the awful shock of finding out that you are under-insured. Every homeowner’s nightmare!
Large houses present unique problems, primarily around maintenance and rebuilding, which can significantly increase insurance premiums. In some cases insurers won’t be able to provide insurance for high value homes, unwilling to take on the risk. HomeProtect can provide quotes for all kinds of high value, luxury and prestige homes. We also make it easy to gain a full quote online without long-drawn-out phone calls and form filling.
We provide cover for large properties, including:
Typically, a large house is defined as a home with 6 bedrooms or more. By their very nature large houses often have more contents and so high value home insurance is designed to cover properties of a higher net worth than the average UK household.
Each property is different. Use the ABI rebuild calculator for free online to work out the rebuild cost of your house (this is not its market value). For a large house you might prefer to use a professional surveyor to provide an estimate of the rebuild cost. When it comes to contents insurance, you should include every item in the home by going from room to room, including electronics, clothing, kitchen appliances, etc.
You must inform your insurance provider of changes to your home such as letting a room to lodgers, making structural renovations, installing a burglar alarm or door locks, leaving the house empty for more than 30 consecutive days.