Working abroad

Protect your home with unoccupied home insurance before you move overseas
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Look after your unoccupied house when you are working overseas

One of the biggest decisions you need to make when moving abroad for work is whether to rent your house out, or to leave it empty until you return.

While the obvious benefit to renting your property is the added income, this can also be a massive undertaking to manage. Do you really want to become a landlord?

The alternative is to leave the building empty. This can be the best decision if you want to be able to return home from abroad, if you prefer to keep a foot on the UK property ladder, and it means that you also have the option to lease the house as an additional source of income.

Empty houses, while they can be an asset, can also be a risk. You can take steps to protect your house by having someone look after it while you are away, but the first line of defence should be vacant home insurance.

Empty properties are exposed to several risks, including burglary, vandalism and arson. An insurance policy that is specially tailored to unoccupied houses will help you to recoup your losses in the event of a claim.

You may well find that some insurers are reluctant to provide cover for an unoccupied property, however, we are able to provide an easy online quote regardless of the length of time that your property will remain empty.

It is no issue for us to work with expat UK homeowners, and our policy for vacant property insurance is very flexible, allowing you to change your level of cover as and when you need to.

"I find homeprotect to be very reliable. Great customer service department . They keep us updated on winter weather issues and home protection when we are on holiday.. I would recommend this company." Monday, 08 August 2016

Need unoccupied insurance? Online quote only takes 10 minutes

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Why choose HomeProtect unoccupied house insurance

  • No-claims discount to help reduce premiums.
  • Up to £5 million Public liability included.
  • Up to £50,000 Legal Expenses cover included.
  • Up to £500 Home Emergency callout fees included.
  • Claims phone line available 24/7.

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Our friendly team can answer your questions

0330 660 1000 9am - 8pm Monday-Friday
9am - 1pm Saturday

Satisfied customers

Very helpful operator, sensitive when dealing with a probate situation. Trustpilot, 4 March 2022
Customer adviser have so much knowledge and he give me proper time and explain everything on detail. 100% recommend. Trustpilot, 12 June 2017
Very helpful staff who explained the cover I needed to protect a furnished, unoccupied property. The premium quoted was very competitive, in fact is was far better than quotes I received from other bespoke insurance companies., Jan 2022