Often, a watch is among the most valuable possessions a person owns. Popular brands like Omega, Rolex or vintage collectibles from Patek Philippe can also be very expensive. You will understandably want to make sure that your investment is adequately insured.
Wearing your watch every day means that you will face risks like damage and theft. And while any sentimental value is irreplaceable, financial remuneration can at least be put towards repairing or replacing the watch.
Watch insurance cost
At HomeProtect, you can insure your watch along with your home contents. You may well find that it is cheaper to include your watch in your home insurance rather than taking out a standalone policy. It’s also easier to manage at renewal!
Home insurance for watches will often provide more cover than a standalone policy too, with worldwide cover for specified items or cover on a new for old basis. Make sure to read the policy terms when getting a quote as insurance provider terms vary.
HomeProtect provides single item insurance at £1,500. Items worth more than that must be specified individually in your policy to be covered up to its replacement value. Be prepared to provide evidence of ownership and a valuation of your watch. You will need to know its true value to source the right level of cover.
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Was impressed with the online process of filling out the forms as was asked questions, particularly about adding sufficient cover for jewellry cover which none of my other insurance companies asked so feel more confident that I am sufficiently covered and all at a good price! Trustpilot, 1 September 2017
HomeProtect include many of the add ons as standard, making them a very comprehensive insurer. Being underwritten by AXA is also reassuring. Trustpilot, 29 August 2017
HomeProtect home insurance are highly rated in the Defaqto comparison system and offer additional services in the standard premium (legal expense cover etc.) that cost so much more with other companies, I have been with HomeProtect for three years now and have always checked on price comparison sites to get a better deal but never found one. Trustpilot, 31 January 2017